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Looking to Refinance?

  • * Shorter fixed & adjustable loan terms typically have lower rates
  • * By reducing your fixed loan term, you can save on interest payments over the life of the loan.
  • * We have a variety of (fixed) financing options to meet your financial goals

How can Pacific Home Loans help?

When you refinance with Pacific Home Loans you can lock in a low rate and potentially save thousands over the life of your loan. Whether your goal is to reduce your monthly mortgage payment, cash out your equity, or shorten the term of your loan, we have you covered.

We may be able to lower your mortgage payment

Having a lower mortgage payment gives you more money to use on what matters most. Why are you paying more on your mortgage payment than necessary? With mortgage rates near historic lows, now may be the perfect time to lower your mortgage payment. Whether you’re looking to get a low fixed or adjustable rate mortgage, Pacific Home Loans can provide the perfect loan to meet your financial goals.

Do You Have an Adjustable Rate Mortgage?

Adjustable interest rates can fluctuate and may not provide long term stability. Is your adjustable rate rising? You can stop your adjustable rate from increasing with a fixed rate. With rates on the rise, it may be a good time to give yourself piece of mind with a fixed rate mortgage. Mortgage rates are near their lowest point in decades. Call today and see if you can take advantage of a low fixed rate mortgage. Pacific Home Loans offers a variety of fixed rate mortgages.

With a shorter loan term you may pay off your mortgage faster & save

You could save thousands on interest by paying your mortgage off faster. Pacific Home Loans offers a wide variety of fixed rate mortgages. Shorter fixed rate terms typically have lower interest rates. With shorter fixed rate terms, you pay less interest over the life of the loan.

A Cash out Refinance may help you achieve your financial goals.

Do you have credit card debt with high payments? Are you looking to make home renovations, take a trip, buy a vacation home or put your children through school? A Cash Out refinance with Pacific Home Loans may be your solution. With mortgage rates near their lowest point in decades, now may be a great time to consolidate high interest debts with a low fixed rate. Unlike credit cards, the interest on your mortgage payment for your primary residence is tax deductible. Let our knowledgeable staff quickly run the numbers to see just how much you may save.


© 2016 © 2016 Pacific Home Loans, Inc. All Rights Reserved | Pacific Home Loans, Inc. is licensed by California Bureau of Real Estate Broker License #01912112, NMLS #906167, Pacific Home Loans, Inc., DBA Washington Mortgage Advisors is licensed by WA DFI License #CL-906167, VA License #MC-5741, MD License #20669, Pacific Home Loans, Inc., DBA Hawaiian Mortgage Advisors Lic #906167, NC License #L-164426, DC License #MLB906167, AZ License #0931057, ID #MBL-8911, OR License #ML-5453, Pacific Home Loans, Inc., AK License #AK906167, NV License #4454, PA License #57796, IL License #MB6761193, Pacific Home Loans, Inc., DBA Texan Lending & Gulfstream Mortgage Inc., NMLS #906167. CO NMLS #906167. Rates may change without notice or may not be available at the time of loan commitment or lock in. There is no substitute for a Loan Estimate. Pacific Home Loans, Inc. is not associated with, or acting on behalf of your current lender. Pacific Home Loans, Inc., is an approved VA Lender but not affiliated with any government agency. License information can also be seen at
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