Our Mission Statement

Our mission is to provide competitive mortgage rates with quick turnaround times and excellent customer service.

We strive at PHLoans.com to make your home purchase or refinance a fantastic experience!



About Us

Irvine, Ca

PHLoans.com is a direct lender proudly A+ Rated by the Better Business Bureau.

We tailor every loan to meet your goals and needs.

Our licensed staff of Mortgage Advisers and Loan Processors specialize in Fannie Mae, Freddie Mac, FHA and VA financing.

We are dedicated to getting your loan completed in a smooth and timely manner.

We proudly service all of Arizona, California, Colorado, Maryland, Nevada, North Carolina, Texas and Virginia State with over 20 years of mortgage lending experience.


© 2016 PHLoans.com. All Rights Reserved | PHLoans.com is licensed by Nationwide Mortgage License System NMLS License #906167.  PHLoans.com is licensed in Arizona License #0931057, California Bureau of Real Estate Broker License #01912112, Colorado NMLS #906167, Florida License # MLD1445, Idaho #MBL-8911, Maryland License #20669, Michigan License #FL0021095, Nevada License #4454, North Carolina License #L-164426, Oregon License #ML-5453, South Carolina License #MLS-906167, Tennessee License #136025, Texas NMLS License# 906167 DBA Texan Lending & Gulfstream Mortgage Inc., Virginia License #MC-5741, Washington DFI License # CL-906167, DBA Washington Mortgage Advisors.  Department of Veterans Affairs Lender License #9031610000.  Rates may change without notice or may not be available at the time of loan commitment or lock in. There is no substitute for a Loan Estimate. PHLoans.com. is not associated with, or acting on behalf of your current lender. PHLoans.com., is an approved VA Lender but not affiliated with any government agency. License information can also be seen at www.nmlsconsumeraccess.org.